In the dynamic landscape of Canada’s real estate market, government regulation plays a pivotal role in shaping the experience of home buyers. Nowhere is this more evident than in BC, where the interplay between regulatory measures and market dynamics profoundly influences affordability and accessibility to homeownership. So, what does this look like? Affordability Constraints: Government […]
As we all slowly make our way out of the holiday season, I would like to take this opportunity to welcome you back to my blog series. In my last post, we provided steps in understanding some of the “partner-factors” in purchasing and closing on a new home close to the holidays. While there are […]
October 17 of 2017, our Canadian Government, under the hand of OSFI, made an announcement that had many stakeholders in the Mortgage Industry shaking their heads. We are now 2 weeks into the new B-20 guidelines that will, inevitably, shape the Mortgage market and lending climate for many Canadians looking to buy, refinance or even […]
Welcome to another episode of Mortgage Mechanics. We’re here in the beautiful ski Resort of Silver Star Mountain on opening day where the powder is fresh and the air is clear. Have you ever wanted to own your own vacation home but didn’t know where to start? Owning a vacation home is a dream for […]
It’s one of those times in everyone’s career where they ask themselves, “Why am I doing what I’m doing? Does anyone appreciate or understand my role and why it’s important to them?” I don’t think anyone is really immune to these feelings of self-worth and acceptance. We all try to offer something of substance to […]
It is hard to believe that we are about to launch our 4th Mortgage Mechanics Video since we started this adventure back in June. It has been full throttle with Sproing Creative – which has been a good thing because blogging about anything Mortgage related is not necessarily the most entertaining of subjects. What we […]
Have you ever wondered why everyone keeps saying that if you are interested in purchasing a home, you should ensure you have obtained a Pre-Approval? It seems that everyone wants to weigh in on this topic whether they truly understand the benefits or not. I guess we have done a bang up job of preaching […]
One of the most challenging things about writing a blog about Mortgage Lending and general Mortgage Terms is trying to not only keep it informative but entertaining as well. I’m fairly certain that most would say that Mortgages are far from entertaining and probably fall somewhere between mind-numbing and down right scary. This is […]